Consumer loan
Benefits
Installments up to 24 months
Quick consideration and approval
Minimum set of documents – identity card or passport*
Partial/full loan repayment with no penalties/fees and limits for the repayment amount
No Bank fees for loan registration and issuance
* The Bank Manager may request an additional set of documents
From application to loan issuance - 15 minutes
You submit your application via Bank Financial Consultant
Financial Consultant accepts your application
Learn about the Bank’s decision on your loan approval
Get your good
Bank Partners
in whose networks you can buy goods on the installment plan or credit
Loan issuance terms
Lending currency
tenge
Loan amount
From 15, 000 tenge up to 2, 000, 000 tenge
Loan term
Up to 36 months
Interest rates
from 0,12% (AERR from 0,1 %)* depending on the loan term
Collateral
no
Fee for loan registration/issuance
no
Documents
identity card or passport
Standard Agreement Terms
*Approved by the Credit Product and Risk Retail Committee (Minutes РККПиР-2020-2-29 dated 1 July 2020)
Requirements for the client
- Age - from 21 to 75 years (as of the date of the loan expiry);
- Minimal length of the last employment – as of the date of your loan application not less than 1 month;
- Remember to make a payment on time. It is important to repay your loan on time, otherwise the credit history will be damaged, and difficulties may arise in the future when applying for a loan.
Loan repayment
Methods of repayment
- Via Smartbank mobile app
- Via Bank terminals
- Via cash desk at the Bank outlet
Early repayment
- Partial and full early repayment
- No fines and fees
- No limit for repayment amount
The possibility of obtaining
loan for 15 minutes
Do you need a consultation?
+7 (771) 000 7722
+7 (700) 000 7722
+7 (702) 000 7722
Smartbank
mobile app
