New fees:
1. Single-time fee for loan issuance (VAT is not taxed) 1:
Under the partner program within cooperation on the terms of a contract/agreement/memorandum
Under the Orda Mortgage Program of the Kazakhstan Mortgage Company MO JSC within cooperation on the terms of agreement – 1%
1If the fee is indicated in percentage terms, it is calculated as % of the initial loan amount (excluding financed Bank fees, Customer expenses and insurance premium)
2. Fee for provision of duplicates of documents, generated in CrediLogic/RS-Bank systems (VAT included):
– Bank Loan Agreement/Repayment Schedule;
– Addendum;
– Insurance Agreement.
For retail loan products – 1, 000 tenge for one duplicate sheet
New Section
Fees for Eurasian Bank services |
Chapter В. INDIVIDUAL LOAN AND OTHER TRANSACTIONS |
Section 30.1. INDIVIDUAL TARIFFS FOR LOAN TRANSACTIONS |
For borrowers, who in writing form rejected the Bank offer for improvement of agreement terms regarding cancellation of monthly Bank fees from 15 April 2019 |
30.1.1.Fee for servicing a loan issued (monthly) (VAT is not included)1 |
For agreements, concluded within 8 February 2012 to 30 June 2016 (including)2 |
For retail loan products, secured with pledged vehicle, including new loans, issued under external and internal re-financing | from 0% to 2% (interval – 0.001%) |
For agreements, concluded before 4 February 2012 including |
Mortgage Express Program | 0.15% |
Eurasian Mortgage Program (Package 1) | 0.15% |
Unsecured consumer loan (interest accrual, interest payment, princiapl debt repayment) | 0.4% |
Eurasian Auto Consumer Loan (with downpayment) | 0,1% |
Eurasian Auto Consumer Loan (with pledge) | 0.05% |
Lord of Wheels/Express Auto consumer loan issued from 1 June 2007 to 21 September 2007 in the amount: |
– for customers with confirmed income with downpayment from 20% for purchasing a new car | 0.3% |
– for customers with confirmed and unconfirmed income with any amount of money pledged for purchasing a new or used car | 0.2% |
Lord of Wheels/Express Auto consumer loan issued from 21 September 2007 to 17 June 2009: |
– for customers with confirmed income with downpayment from 20% for purchasing a new car | 0.5% |
– for customers with confirmed and unconfirmed income with any amount of money pledged for purchasing a new or used car | 0.4% |
Eurasian Auto consumer loan issued from 28 November 2008 to 22 October 2010: |
-for customers with confirmed income | 0.2% |
– for customers with unconfirmed income | 0.35% |
under the Dealer package within cooperation Ricom-KAZ LLP, Mitsubishi Motors dealer | 6.66 US Dollars |
30.1.2. Fee for loan issuance (monthly) (VAT is not included) 1,2 |
for agreements, concluded from 1 July 2016 to 1 February 2019 |
For retail loan products, secured with pledged vehicle, including new loans, issued under external and internal re-financing | from 0% to 3% (interval – 0.001%)/according to the Bank Loan Agreement terms |
|
1 Calculated as % of the loan amount (considering financed Bank fees, Customer expenses and insurance premium). At partial early repayment, the loan issuance fee is calculated from the principal debt balance as of the date of partial early repayment. |
2 Fee is established by the Authorized body at approval of interest rates for products / packages |