* Approved according to the Minutes of the Management Board of the Bank No. 93/26 dated 2/11/2018 according to the Terms of Market mortgage product, approved by the Resolution of Shareholders of the Baspana MC JSC (the Operator) No. 9 dated 4/9/2018 in accordance with the resolution of the Management Board of the National Bank of the Republic of Kazakhstan No. 123 dated 29/6/2018 “On approaches to stimulate long-term lending in the housing market”.
** housing property object for which the right of ownership is registered for the first time at its acquisition from the developer, customer, investor of construction, local executive authority or other legal entities that sell housing on behalf of the developer, customer, investor of construction, local executive authority
*** non-primary housing
**** Information on the base rate amount is available at the website of the National Bank of the Republic of Kazakhstan. The amount of the annual nominal interest rate is determined as of the date of conclusion of the Bank loan agreement and cannot be changed throughout the loan term.