Portfolio guarantee. Support for micro/small businesses
Maximum amount:
no more than 20 million tenge
Guarantee amount:
up to 85% of the loan amount
Term
no more loan term
Loan purpose:
Investments;
financing working capital;
refinancing
How to apply
1
Consulting
2
Preparation of documents
3
Submitting an application
4
Approval
Target segment:
privately held large, medium and small businesses.
Line I (SME Support)
Participants: Small, including micro- entrepreneurship entities.
Industry: no industry restrictions.
Maximum loan amount: for investment purposes – not more than 20 million tenge, for working capital financing – not more than 5 million tenge
Guarantee amount: up to 85% of the loan term.
interest rate: NB RK base rate + 7%
Guarantee period: not more than the loan term.
Guaranteeing loans under the 2021-2025 National Entrepreneurship Development Project under Support for entrepreneurs/industrial-innovative activity entities
Industry:
- No industry restrictions – for projects in populated areas, including mono and small towns, rural settlements, except for cities of national importance/oblast centers;
- For projects in cities of Republican significance/oblast centers – within priority sectors of the economy
Loan purpose: investment; acquisition of fixed assets; working capital financing; the loan within the project in the amount of 100% inclusive is aimed at working capital financing for not more than 500 million tenge (except for settlements of current payments for loan servicing and other purposes not related to the applicant’s core business); refinancing.
Loan rate: the base interest rate set by the National Bank of the Republic of Kazakhstan and increased by no more than 5%
Guarantee period: not more than the loan term.
Securing the loan, with a collateral value of the loan amount:
for start-up entrepreneurs – from 15%;
for existing entrepreneurs – from 50%.
Own participation in the Project for loans over 500 mln tenge: at the level of not less than 10% of the total cost of the project implementation of own funds (cash, movable/immovable property), including property of third parties.
