Description and general conditions of the product

• Targeted use of funds

— refinancing of existing loans that do not participate in financial support programs for entrepreneurs (Business Road Map 2020 Program, Damu Ondiris Program, Recovery Programs of the Ministry of Finance of the Republic of Kazakhstan and KazAgro NMH);
— acquisition of new, creation and modernization of fixed assets.

• Maximum limit per final borrower

no more than 3 billion 600 million tenge, with the exception of projects in the food industry, for which there is no limit

• Loan term

for loans issued for the purpose of acquisition, creation and modernization of fixed assets, refinancing of existing loans previously aimed at the acquisition, creation and modernization of fixed assets - no more than 120 months

• Nominal annual interest rate

6% per annum

• GESV

from 6.2%.

• Loan term

up to 120 months

• Participation restrictions

SMEs implementing projects providing for the release of excisable goods, the founders of which are national management holdings, national holdings, national companies and organizations, fifty or more percent of shares (shares in the authorized capital) of which are directly or indirectly owned by the state, the national management holding, the national holding, the national company, as well as legal entities, the form whose property is registered as a private institution

• Grace period

for repayment of remuneration - up to 18 months