New Car Loan
The loan is provided for the purchase of a vehicle from authorized car dealerships.
The loan is provided for the purchase of a vehicle from authorized car dealerships.
Interest Rates
Loans for new passenger cars are available without hidden fees – from 0.12% to 30.00% per annum (APR from 0.12% to 35.00% per annum)
Collateral
The purchased vehicle
Minimum Down Payment
From 0% of the vehicle price (for a standard car loan)
Trade-in. From 5% of the vehicle price, depending on the loan amount and selected car brand, under the Trade-in program
If using Trade-in for a new car, the dealership may apply the full or partial value of the used car toward the down payment, provided it meets dealership requirements
**Approved by the Product Committee of Retail Business (Minutes ПКРБ-2025-2-114 dated 25.12.2025)
Calculate conditions
This calculation is approximate and for informational purposes only.
Monthly payment
22 229,8 ₸
Overpayment
128 516,2 ₸
Total loan amount
405 000 ₸
Nominal rate
28,00%
Effective rate (EAR)
31,89%