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Refinancing of Mortgage Loans

Program Goals:
Ease the repayment terms of mortgage loans
for as many eligible borrowers as possible who meet the Program’s eligibility criteria
Reduce the level of non-performing loans.
Decrease the dollarization of the economy
Terms of refinancing of housing mortgage loans (mortgage loans), issued:
from January 1, 2004, to December 31, 2009:
in foreign currency before January 1, 2016:

Loan currency after refinancing:

  • Tenge

Outstanding principal:

  • No more than 50,000,000 KZT*

Loan period:

  • From January 1, 2004, to December 31, 2009

Purpose of the loan:

  • Purchase of housing or consumer purposes

Collateral requirements:

  • According to the Program’s requirements

Additional information:

  • Refinancing of loans before the end of the Acquisition Period is carried out in the following order of priority**:
    • Housing mortgage loans of borrowers under the simplified tax system;
    • Housing mortgage loans;
    • Mortgage loans.

*As of January 1, 2015

**Priority is determined by the date and time of borrowers' application submissions.

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Standard Terms of the Agreement
Standard terms for providing banking and other services
Document on the liability of the parties
Information about the rights of JSC "Eurasian Bank" and the liability of the borrower, an individual, in case of failure to fulfill obligations under the bank loan agreement
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