Mortgage “7-20-25”

Purpose

Purchase of new housing, commissioned by the developer (customer, construction investor).

Maximum property value

• 30,000,000 KZT for Astana, Almaty (and their suburban areas within the borders established by the legislation of the Republic of Kazakhstan), Aktau, Atyrau, Shymkent
• 25,000,000 KZT – for Karaganda
• 0,000,000 KZT – for other regions

Loan amount

• 150,000 to 24,000,000 KZT for Astana, Almaty (and their suburban areas within the borders established by the legislation of the Republic of Kazakhstan), Aktau, Atyrau, Shymkent
• 150,000 to 20,000,000 KZT – for Karaganda
• 150,000 to 16,000,000 KZT – for other regions

Loan term

Up to 25 years

Interest rate

7.00% per annum (effective annual rate from 7.22 to 7.33%)*

Initial down payment

20% of the collateral value. Borrowers may choose to pay a higher initial down payment if desired.

The Bank provides loans to customers – employees of companies, participating in the Bank’s payroll projects; other company employees – holders of payroll cards, or upon provision of a document confirming transfer of payroll by the employer to the customer account with the Bank, as well as to other customers within the internal requirements of the Bank.

*Approved by the Product Committee of Retail Business (Minutes ПКРБ-2025-2-114 dated 25.12.2025)