Preferential Car Loan
Preferential Loan
This is a preferential loan for purchasing new domestically manufactured vehicles. The operator of the state preferential auto loan program is the Development Bank of Kazakhstan JSC.
Loan Benefits
Down payment from 10%
Most favorable interest rate – 4% per annum
No fees for loan processing or issuance
Detailed Loan Information
Loan Terms
Loan Repayment
Country of Manufacture:
Client Category
Private individuals purchasing domestically manufactured (assembled) passenger vehicles
Loan Amount
Commission-free product: from 450,000 KZT to 13,500,000 KZT
Maximum Vehicle Price
15,000,000 KZT
Loan Term
up to 84 months
Interest Rate
4.00%
Down Payment
from 10% of the vehicle price
Fees
None
Additional Conditions
Clients are responsible for paying insurance costs and registering the vehicle as collateral. The beneficiary of the CASCO insurance is Eurasian Bank.
Collateral
The purchased vehicle
Standard Contract Terms
“Standard Terms for the Provision of Banking and Other Services of JSC Eurasian Bank”
*Approved by the Product Committee of Retail Business (Minutes ПКРБ-2025-2-114 dated 25.12.2025)
Calculate conditions
Repayment method
Annuity
Differentiated
This calculation is approximate and for informational purposes only.
Monthly payment
34 485,7 ₸
Overpayment
8 828,5 ₸
Total loan amount
405 000 ₸
Nominal rate
4,00%
Effective rate (EAR)
4,07%
Answers to frequently asked questions
Can I buy a car on credit through Eurasian Bank?
What is a preferential car loan?
What is the minimum age to apply for a car loan?
What is the monthly income required to qualify for a car loan?
What year can a used car be?
How to remove a car from collateral?
Is it possible to get a loan for a car brought from another country?
How can I pay off my car loan?
How long does it take to prepare documents for removal from bail?
If I don't repay the loan on time, what penalty awaits me?
When can I pick up my letter of release from encumbrance?
Может быть интересно
Document on the liability of the parties
Information about the rights of JSC "Eurasian Bank" and the liability of the borrower, an individual, in case of failure to fulfill obligations under the bank loan agreement