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Preferential Car Loan

Preferential Loan
This is a preferential loan for purchasing new domestically manufactured vehicles. The operator of the state preferential auto loan program is the Development Bank of Kazakhstan JSC.
Loan Benefits
Down payment from 10%
    Most favorable interest rate – 4% per annum
      No fees for loan processing or issuance
        Detailed Loan Information
        Loan Terms
        Loan Repayment

        Client Category

        Private individuals purchasing domestically manufactured (assembled) passenger vehicles

        Loan Amount

        Commission-free product: from 450,000 KZT to 13,500,000 KZT

        Maximum Vehicle Price

        15,000,000 KZT

        Loan Term

        up to 84 months

        Nominal Interest Rate

        4.00%

        Annual Effective Interest Rate (APR)

        from 4.07% to 4.08% per annum

        Down Payment

        from 10% of the vehicle price

        Fees

        None

        Additional Conditions

        Clients are responsible for paying insurance costs and registering the vehicle as collateral. The beneficiary of the CASCO insurance is Eurasian Bank.

        Collateral

        The purchased vehicle

        Standard Contract Terms

        “Standard Terms for the Provision of Banking and Other Services of JSC Eurasian Bank”

        *Approved by the Product Committee of Retail Business (Minutes ПКРБ-2025-2-114 dated 25.12.2025)

        Calculate conditions

        Repayment method
        Annuity
        Differentiated
        450 000
        15 000 000
        45 000
        445 000
        12
        84

        This calculation is approximate and for informational purposes only.

        Monthly payment

        34 485,7

        Overpayment

        8 828,5

        Total loan amount

        405 000

        Nominal rate

        4,00%

        Effective rate (EAR)

        4,07%

        Answers to frequently asked questions

        Can I buy a car on credit through Eurasian Bank?
        What is a preferential car loan?
        What is the minimum age to apply for a car loan?
        What is the monthly income required to qualify for a car loan?
        What year can a used car be?
        How to remove a car from collateral?
        Is it possible to get a loan for a car brought from another country?
        How can I pay off my car loan?
        How long does it take to prepare documents for removal from bail?
        If I don't repay the loan on time, what penalty awaits me?
        When can I pick up my letter of release from encumbrance?

        Get a consultation

        By submitting an application, I agree to the collection and processing of my personal data in accordance with the Law of the Republic of Kazakhstan No. 94-V

        Может быть интересно
        Standard Agreement Terms
        The Standard Terms of provision of banking and other services
        Document on the liability of the parties
        Information about the rights of JSC "Eurasian Bank" and the liability of the borrower, an individual, in case of failure to fulfill obligations under the bank loan agreement
        Help
        We answer questions about all products

        Submit application

        Electronic queue

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