Universal Deposit
With a placement term of up to one year or more than one year
With a placement term of up to one year or more than one year
Minimum balance
From 100,000 tenge / 300 US dollars / 250 euros / 17,000 rubles
Currency
Tenge, US dollars, euros, Russian rubles
Partial withdrawal
Provided, not below the minimum balance amount
Additional top-ups
By agreement of the parties
Interest payment
Monthly / quarterly / every six months / annually / at the end of the deposit term
Early termination
At the “On Demand” rate
| Deposit term (in days) | Nominal interest rates on the deposit | Annual effective interest rates on the deposit* |
|---|---|---|
| From 90 to 180 days | 14,50% | up to 15,74% |
| From 181 to 300 days | 14,20% | up to 15,30% |
| From 301 to 365 days | 13,30% | up to 14,17% |
| From 367 to 480 days | 13,50% | up to 14,42% |
| From 481 to 1080 days | 8,70% | up to 9,09% |
| From 1081 to 1800 days | 6,00% | up to 6,17% |
*The annual effective rate of return is calculated in accordance with Resolution No. 44 of the Management Board of the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market dated 3 April2026 “On the Approval of the Rules for Calculating Interest Rates in Accurate, Annual, Effective, and Comparable Terms (Real Value) for Loans and Deposits.”
A deviation in the value of the annual effective interest rate of return is permitted within ±0.1% per annum.
If, at calculating the annual effective rate of return, the resulting value contains more than one decimal place, rounding is performed to the hundredths part as follows:
- if the thousandths part is greater than or equal to 5, the hundredths part is increased by 1, and subsequent digits are omitted;
- if the thousandth part is less than 5, the hundredth part remains unchanged, and subsequent digits are omitted.
Approved by the decision of the Market Risk and Liquidity Management Committee of Eurasian Bank JSC No. КУРРиЛ-2025-2-286 dated 21.11.2025.
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