● High yield rate

● Protection against devaluation

● Tax benefits

● Possibility to obtain a loan in tenge secured by the policy

● Option to withdraw the full invested amount early (after the first year of insurance)

● Option to withdraw part of the returns with flexible frequency

Information about accumulated funds, contributions, and other contract terms is confidential. Funds contributed during the insurance period:

• Cannot be seized or frozen
• Are not subject to division upon divorce
• Are protected from third-party claims in case of property disputes