
Interest Rates*
For the purchase of used passenger cars without commission, interest rates range from 23.00% to 30.00% per annum (APRC – from 25.6% to 35.00% per annum).
Collateral
The purchased vehicle
Vehicle Age Requirements
When taking out a car loan, the vehicle’s year of manufacture and country of origin must be considered:
Documents
Identity card or passport
Standard Terms of the Agreement
*Conditions depend on the loan term, type of vehicle, loan amount, and chosen credit program.
*Approved by the Product Committee of Retail Business (Minutes ПКРБ-2025-2-114 dated 25.12.2025)
Calculate conditions
This calculation is approximate and for informational purposes only.
Monthly payment
8 863,9 ₸
Overpayment
52 733,6 ₸
Total loan amount
160 000 ₸
Nominal rate
29,00%
Effective rate (EAR)
33,18%