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Used Car Loan

Loan Amount
From 200,000 to 20,000,000 KZT
Down Payment
From 10%
Loan Term
Up to 84 months
Application Review
From 5 minutes
Loan Benefits
Down payment from 10%
    Loan term up to 84 months
      More detailed information about the loan
      Loan issuance terms
      Customer Requirements
      Loan Repayment

      Interest Rates*

      For the purchase of used passenger cars without commission, interest rates range from 23.00% to 30.00% per annum (APRC – from 25.6% to 35.00% per annum).

      Collateral

      The purchased vehicle

      Vehicle Age Requirements

      When taking out a car loan, the vehicle’s year of manufacture and country of origin must be considered:

      • For cars produced in the CIS – no more than 7 years old;
      • For cars produced in China – no more than 5 years old;
      • For cars from other countries – up to 20 years old, depending on the country of manufacture.

      Documents

      Identity card or passport

      *Conditions depend on the loan term, type of vehicle, loan amount, and chosen credit program.

      *Approved by the Product Committee of Retail Business (Minutes ПКРБ-2025-2-114 dated 25.12.2025)

      Calculate conditions

      Repayment method
      Annuity
      Differentiated
      200 000
      20 000 000
      40 000
      198 000
      24
      84

      This calculation is approximate and for informational purposes only.

      Monthly payment

      8 863,9

      Overpayment

      52 733,6

      Total loan amount

      160 000

      Nominal rate

      29,00%

      Effective rate (EAR)

      33,18%

      How to Apply for a Car Loan
      Fill out the application online
      Wait for your car loan approval
      Choose a date, time, and location to meet with a Eurasian Bank representative
      Sign the loan agreement
      Может быть интересно
      Типовые условия договора
      Стандартные условия предоставления банковских и иных услуг
      Document on the liability of the parties
      Information about the rights of JSC "Eurasian Bank" and the liability of the borrower, an individual, in case of failure to fulfill obligations under the bank loan agreement
      Помощь
      Отвечаем на вопросы по всем продуктам

      Answers to frequently asked questions

      Can I buy a car on credit through Eurasian Bank?
      What is a preferential car loan?
      What is the minimum age to apply for a car loan?
      What is the monthly income required to qualify for a car loan?
      What year can a used car be?
      How to remove a car from collateral?
      Is it possible to get a loan for a car brought from another country?
      How can I pay off my car loan?
      How long does it take to prepare documents for removal from bail?
      If I don't repay the loan on time, what penalty awaits me?
      When can I pick up my letter of release from encumbrance?

      Get a consultation

      By submitting an application, I agree to the collection and processing of my personal data in accordance with the Law of the Republic of Kazakhstan No. 94-V