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How to save

To get the maximum amount of bonuses, use the following tips:


Open a Bank card.


The higher its level, the more bonuses you get every month:

  • Mastercard World/Visa Gold/Car Card/SMARTcard — 30,000 bonuses;
  • Mastercard Black Edition/Visa Signature — 50,000 bonuses;
  • Mastercard World Elite/Visa Infinite — 70,000 bonuses.


Receive 500 bonuses as a gift by making your first purchase with the card (only for new customers).


Pay for purchases with your smartphone (Apple Pay / Samsung Pay / Google Pay / Garmin Pay) to earn more bonuses. With non-cash turnover on all cards in the previous month:

  • 1% bonus at the Standard level (up to 150 000 tenge);
  • 2% bonus at the Standard+ level (from 150 001 to 300 000 tenge);
  • 3% bonus at Advanced level (from 300 001 tenge).


Choose one of the 7 bonus categories in the mobile app and get more bonuses:

  • + 30% bonuses in the Entertainment category;
  • + 1% bonuses for other categories (for Mastercard World / Visa Gold / Mastercard Black Edition / Visa Signature / Autocard and SMARTcard cards) or +2% bonuses (for Mastercard World Elite / Visa Infinite cards).


Types of categories:

  • Entertainment;
  • Restaurants and bars;
  • Supermarkets;
  • Avia and travel;
  • Auto;
  • Clothing and accessories;
  • Pharmacies and Medical services.


Open deposits — bonuses are also accrued for purchases if funds are available on deposit:

  • +1% bonuses — if the amount on deposit is from 1,500,000 to 5,000,000 tenge;
  • +2% bonuses — if the amount is over 5,000,001 tenge.


In addition:

Get +5% bonuses on your birthday for every purchase on your holiday (up to 100,000 bonuses per day)

Get +5% bonuses for the Travel category without having to install your favorite category (using Visa Infinite / Mastercard World Elite/ Visa Signature / Mastercard Black Edition cards).

Get +5% bonuses for the Auto category on Auto Card

Receive +5% bonuses in the categories of Gardening supplies, veterinary services, pet stores on Eco Card

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