When you receive the card, the following settings are set
1
Purchases are by default divided into installments without interest and overpayments:
- in the bank’s partner network in 6-month installments;
- outside the bank's partner network in 3-month installments.
2
Cash withdrawals, transfers, and payments in the mobile app are made on credit without a grace period at a rate of no more than 2.67% per month*
3
Possibility of transferring the purchase amount from installment to a revolving loan (once within 1 (one) calendar year for each purchase) - no grace period, no more than 2.67% per month*
4
Top up and use your own funds, just like a debit card
*32% per annum (the annual effective rate of return is no more than 46%) (decision of the Securities Commission No. PKTSB-2024-2-78 dated August 16, 2024)
