When you receive the card, the following settings are set
1
Purchases in the bank's partner network are made automatically in installments for 6 months without interest or overpayments
2
Purchases outside the bank's partner network are made automatically on credit - a grace period of up to 50 calendar days (payment by the 20th of the month following the current one); in case of non-repayment during this period - no more than 3.33% per month*
3
Cash withdrawals and transfer transactions are carried out on credit without a grace period of no more than 3.33% per month*
4
Top up and use your own funds, just like a debit card
*no more than 36% per annum (42.5% annual interest rate) applies to bank loan agreements concluded before 18.10.2022 (decision of the КУРРиЛ — 2021-1-66 dated 24.02.2021)
no more than 39.9% per annum (the annual effective rate of 51.9%) applies to bank loan agreements concluded from 18.10.2022 (decision of the Securities Commission No. PKTSB-2022-2-70 dated 17.06.2022)
