+7 (771) 000 7722
Discounted lending
The most profitable car loan in Kazakhstan!
Discounted lending within the cooperation with Development Bank of Kazakhstan JSC on the state program for financing of domestically produced cars.
New cars at 4% per annum rate (AERR – from 4.1%)*.
*Approved by the Product Committee of Retail Business (Minutes ПКРБ-2024-2-116 dated 05.12.2024)
Benefits
The most profitable rate of return - 4% per annum
Downpayment from 10%
No fees for loan registration and issuance
Loan issuance terms
Producing country/car assembly
Customer category
Individuals – buyers of cars of domestic manufacturing (assembly).
Loan amount
from 450 000 tenge up to 13 500 000 tenge
The maximum car price
15, 000, 000 tenge
Loan term
up to 84 months
Nominal rate of return
4%
Annual effective rate of return
from 4.1%
Downpayment
from 10% of the car price
Fee for loan registration/issuance
not provided
Additional terms
Client pays for insurance and registration of a motor vehicle as a pledge. The Bank shall be the KASKO insurance beneficiary.
Collateral
A purchased car
Standard Agreement Terms
Loan repayment
Methods of repayment
- Via Smartbank mobile app
- Via Bank terminals
- Via cash desk at the Bank outlet
- Via «Cashier 24»
Early repayment
- Partial and full early repayment
- No fines and fees
- No limit for repayment amount
The possibility of obtaining
loan for 1 day
Electronic queue
To check the queue, the approved application number in the waiting list, enter your IIN:
*If your application is not found, try to check later. The waiting list is updated on an ongoing basis.
** The order of priority in the waiting list may change taking into account the availability of a car at the dealership, the availability of a down payment, the relevance of the application and other criteria.
***After 52 days from the date of approval of the application (the validity period of the Bank’s decision on approval), the application is excluded from the waiting list
Do you need a consultation?
+7 (700) 000 7722
+7 (702) 000 7722
Smartbank для
Android
Скачать Smartbank в PlayMarket
Smartbank для
iOS
Скачать Smartbank в App Store
QR-код для скачивания приложения
Do you need a consultation?
+7 (771) 000 7722
+7 (700) 000 7722
+7 (702) 000 7722
Smartbank для
Android
Скачать Smartbank в PlayMarket
Smartbank для
iOS
Скачать Smartbank в App Store