1. Damu Ondiris — 6% (AERR from 6.2%), forbidden to credit passenger cars.
2. Damu Regions — 14% (AERR from 14.9%) with subsidizing:
— 8.4% — entrepreneur, 5.6% — the state;
— 7% — the state, 7% — entrepreneur (mono cities).
3. Own funds — 25% (AERR from 28.5%).
4. Yenbek Mass Entrepreneurship — 6% (AERR from 6.2%).
5. Under the first direction of the Business Road Map 2025 Business Support and Development State Program — 20.5% (Refinancing rate of the National Bank of the Republic of Kazakhstan + 7%) (AERR from 22.8%) with subsidizing:
— 6% — entrepreneur, 14.5% — state.
6. No income confirmation – 25% (AERR from 28.1%).
7. Under the second direction of the Business Roadmap 2025 Business Support and Development State Program — 18,5% (refinancing rate of the National Bank of the Republic of Kazakhstan + 7%) (AERR from 20.5%) with subsidizing:
— 6% — entrepreneur, 12,5% — the state.