Benefits
Application review within 30 minutes
A minimal set of documents
Beneficial rate
SME BUSINESS AUTO
for IE and LLP
PURPOSE
MAXIMAL AMOUNT
20 million tenge
TERM
Up to 36 months for vehicles manufactured in the CIS and China;
Up to 60 months for foreign vehicles.
RATE
1. Damu Ondiris — 6% (ERLE – from 6.2%), forbidden to credit passenger cars.
2. Damu Regiony — 14% (ERLE – from 14.9%)
with the possibility of subsidizing:
– 8.4% — entrepreneur/5.6% — state;
– 7% — state/7% — entrepreneur (mono cities).
3. Own funds — 18% (ERLE – from 19.5%).
4. Mass Enterpreneurship “Enbek” — 6% (ERLE – from 6.2%).
DOWNPAYMENT
30% from the cost of vehicles manufactured in the CIS and China;
20% from the cost of a foreign vehicle;
Possibility of partial/full replacement of the downpayment by the Damu Fund guarantee (wherein the client’s own participation is not less than 20%).
SECURITY
1. Purchased vehicles.
2. Deposit/pledge of money in the amount equal to the first two payments on the loan.
3. The founders’ personal guarantee.
TERMS
The term of the campaign is at least 12 months without interruption.
