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Loan for a pre-owned car

  • Purchase of used cars from individuals

Benefits

Downpayment from 10%

Loan term up to 84 months

Loan issuance terms

Lending currency

tenge

Loan amount

from 200, 000 tenge to 15, 000, 000 tenge

Loan term

Up to 84 months

Downpayment

From 10%

Interest rates*

Product without fees

For purchase of pre-owned cars without charging fees: from 33,0% per annum (AERR from 38,5%)**

Collateral

A purchased vehicle

The terms of the car exploitation

Not more than 20 years (depending on the producing country);
CIS – not more than 7 years
China – not more than 5 years

*depending on the loan term, vehicle, loan amount, lending programs

**Approved by the Product Committee of the Digital Bank (Minutes ПКЦБ-2022-2-28 dated 31 March 2022)

Requirements for the client

  • Age – over 21 years old, must not be above the retirement age (60 years for women, 63 years for men) by the expiration date of the Bank loan agreement. Below 65 years of age (with the loan amount up to 5,000,000 (five million) tenge), with obligatory participation of the co-borrower whose age must not exceed the retirement age at the expiration date of the agreement.
  • The nationality of the Republic of Kazakhstan with permanent residence
  • If the client is a retired person, according the law of the Republic of Kazakhstan on pension provision, the Co-borrower is required

Loan repayment

Methods of repayment

  • Via Smartbank mobile app
  • Via Bank terminals
  • Via cash desk at the Bank outlet
  • Via «Cashier 24»

Early repayment

  • Partial and full early repayment
  • No fines and fees
  • No limit for repayment amount

Do you need a consultation?

Beeline

+7 (771) 000 7722

Tele2-Altel

+7 (700) 000 7722

ActivKcell

+7 (702) 000 7722

Smartbank для
Android

Скачать Smartbank в PlayMarket

Smartbank для
iOS

Скачать Smartbank в App Store

QR-код для скачивания приложения

Do you need a consultation?

Beeline

+7 (771) 000 7722

Tele2-Altel

+7 (700) 000 7722

ActivKcell

+7 (702) 000 7722

Smartbank для
Android

Скачать Smartbank в PlayMarket

Smartbank для
iOS

Скачать Smartbank в App Store

Ваш город: Алматы.
Верно?


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