Bonuses in Smartbank
- + 500 bonuses* for the first non-cash transaction (bonuses are credited after the first payment in Smartbank mobile app or after making the first purchase with the card).
- +1% bonuses for online purchases.
- + 2% bonuses for smartphone purchases (Apple Pay / Samsung Рay / Google Pay).
- + up to 30% bonuses when setting your Favorite category** in Smartbank (30% bonuses for the Entertainment category, up to 2% for other categories).
- + up to 2% additional bonus on deposit balances***.
- +5% бонусов Birthday bonus**
*Bonus shall accrue to new Bank customers once, irrespective of the number of the cards opened.
**A 1% additional bonus shall apply for a retail transaction, provided that the total amount of deposits of an individual client is from 1,500,000 to 5,000,000 tenge, and 2% - over 5,000,000 tenge three (3) business days before conducting a relevant card transaction. Bonuses are awarded only on deposits in the tenge currency (KZT).
***Bonuses are accrued outside of daily/monthly bonus limits.
Favorite category
Smartbank.kz option, with which you can set 1 of 7 categories*
-
1Restaurants, cafes - 1%, Metal Card/Mastercard World Elite/
Visa Infinite Private Banking 2%**restaurants, bars, cafes -
2Supermarkets - 1%, Metal Card/Mastercard World Elite/
Visa Infinite Private Banking 2%**supermarkets, minimarkets, grocery stores -
3Travel - 1%, Metal Card/Mastercard World Elite/Visa Infinite Private Banking 2%**,
Mastercard Black Edition/Visa Signature Private Banking 4%****air, railway tickets, hotels, inns -
4Auto - 1%, Metal Card/Mastercard World Elite/Visa Infinite Private Banking 2%**, under Auto Card 4%gas stations, service stations, parking lots, auto parts stores, taxis, etc.
-
5Clothing and accessories - 1%, Metal Card/Mastercard World Elite/Visa Infinite Private Banking 2%**women’s, men’s, children’s clothing and accessories
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6Health - 1%, Metal Card/Mastercard World Elite/Visa Infinite Private Banking 2%**pharmacies, medical services, beauty and health salons
-
7Entertainments - 30%***cinemas, galleries, theaters, attractions, video gam clubs, circuses, zoos, etc. Under Auto Card and Smartcard is set automatically.
For example, if you travel frequently, you can set Air flights, Travel as your favorite category in Smartbank. Thus, by making purchases in this category, you earn increased bonuses.
*You can install your favorite category once a month. A list of MCC codes by favorite categories can be found here.
**Except for credit cards, Auto Cards.
***Bonuses are credited after ten (10) calendar days.
****Credited automatically, regardless of the selected favorite category.
**Except for credit cards, Auto Cards.
***Bonuses are credited after ten (10) calendar days.
****Credited automatically, regardless of the selected favorite category.
Card bonuses
For non-cash purchases of goods and services, using the card of Eurasian Bank you get:
Auto Card
SmartCard
Gold, Premium
Auto Card
Up to 35% bonuses
- + 500 bonuses for the first non-cash transaction* (bonuses are credited after the first payment in Smartbank mobile app or after making the first purchase with the card).
- +1% bonuses for online purchases.
- +2% bonuses for smartphone purchases (Apple Pay / Samsung Рay / Google Pay).
- +4% bonuses for the Auto category worldwide (gas stations, service stations, parking, carsharing and car rental, spare parts, etc.).
- +30% bonuses in the Entertainment category** (cinemas, galleries, theaters, attractions, video game clubs, circuses, zoos, etc.).
- At the same time, your choice of the Auto Card as favorite category is not made, but applied automatically in Smartbank.
- + up to 2% additional bonus on deposit balances.***
- + 10% bonuses at purchasing an insurance policy online on eurasia36.kz website.
SmartCard
Up to 35% bonuses
- + 500 bonuses for the first non-cash transaction* (bonuses are credited after the first payment in Smartbank mobile app or after making the first purchase with the card).
- +1% bonuses for online purchases.
- +2% bonuses for smartphone purchases (Apple Pay / Samsung Рay / Google Pay).
- +30% bonuses in the Entertainment category** (cinemas, galleries, theaters, attractions, video game clubs, circuses, zoos, etc.).
- At the same time, your choice of the SmartCard as favorite category is not made, but applied automatically in Smartbank.
- + up to 2% additional bonus on deposit balances.***
- 5% bonuses when buying an insurance policy online on the eurasia36.kz website.
Gold, Premium
Up to 35% bonuses
- + 500 bonuses for the first non-cash transaction* (bonuses are credited after the first payment in Smartbank mobile app or after making the first purchase with the card).
- +1% bonuses for online purchases.
- +2% bonuses for smartphone purchases (Apple Pay / Samsung Рay / Google Pay).
- + up to 30% increased bonuses when setting your Favorite category** in Smartbank (30% bonuses for the Entertainment category, up to 2% for other categories).
- + up to 2% additional bonus on deposit balances***
- 5% bonuses when purchasing an online insurance policy with a debit card on the eurasia36.kz website.
Q&A
How to become a participant in the Eurasian Bank Bonus Program?
It is required to have or open a Eurasian Bank individual payment card, using which you can make purchases at merchants through POS terminals and online.
One bonus account is opened per customer, regardless of the number of payment cards.
A card, including a digital one and a purchase – these are the 2 components to get bonuses!
How do I earn bonuses? How do I earn increased bonuses?
By conducting purchase transactions in any stores and points-of-sale through terminals, including on the Internet, you get bonuses.
Depending on the favorite category set in Smartbank, you can earn increased bonuses that are accrued on top of the guaranteed bonuses.
Tips for bonus program participants
- Set your favorite category in the Smartbank system and get increased bonuses.
- Use a payment card more often to pay for goods instead of cash.
- Issue a Mastercard World Black Edition, Mastercard World Elite, Visa Infinite or Visa Signature premium card. This way you can accumulate even more bonuses.
- Open a deposit to get even more bonuses.
- Transfer money online to any card in the Smartbank app.
- Top up your card online by transfer from a card of any bank to your card in the Smartbank app.
- Pay for purchases with Apple Pay / Samsung Pay / Google Pay.
- Under the Auto Card and Smart Card products, the choice of the favorite category is not made, the Entertainment category is applied automatically.
What is a favorite category?
Favorite category is a Smartbank.kz option, with which you can set 1 of 7 categories:
- Restaurants, bars.
- Travel.
- Auto.
- Clothing, accessories.
- Health.
Entertainment – cinemas, galleries, theaters, attractions, video game clubs, circuses, zoos, etc.
For example, if you travel frequently, you can set Air flights, Travel as your favorite category in Smartbank. Thus, by making purchases in this category, you earn increased bonuses.
You can install your favorite category once a month.
Where can I check my bonus balance?
You can check your bonus balance in Smartbank in the Bonuses section
How to spend bonuses?
Pay by card, using up to 100% bonuses, at point-of-sale terminals and in online stores. Use the accumulated bonuses to pay for utilities, mobile communications, and other* payment categories.
In Smartbank, you need to set an order to write off bonuses, the order is valid for 1 card transaction (successful/unsuccessful), or at making a payment in Smartbank, select Use bonuses for payment.
*List of payment categories:
Mobile phone top-up
Transport
Utilities
Internet and TV
Limits on bonus accrual and restrictions
| Name of bonus accrual limit | Visa Gold/Mastercard World/Visa Platinum | Visa Signature/Mastercard World Black Edition | Visa Infinite/Mastercard World Elite, Diamond credit card |
| Monthly limit | 30 000 bonuses | 50 000 bonuses | 70 000 bonuses |
Restrictions
Bonuses are not accrued at conducting non-cash transactions in the network of stores of Velta LLP, Aliexpress, increased bonuses are not accrued when conducting non-cash transactions on credit cards, Auto Card and Eco-card of the Bank.
From 1 November 2023, bonus accrual for purchases on the following credit cards are cancelled: PayDa Instalment Credit Card, Instalment Credit Card, Eurasia Credit Card, Eurasia Credit Card (Moto GP).
From 26 March 2024, the accrual of bonuses when making purchases using Eco-Card and Social Card is disabled.
Bonuses in the EU countries (list of EU countries) will be credited only for purchases made on the Internet (E-com).
Accrual/spending of bonuses is not allowed in cases where the Client cancels the relevant instruction or suspends its execution, and when conducting the following transactions:
- Retail operations at the expense of Bonuses (bonus spend);
- receiving cash (including through an ATM or cash point);
- crediting money to a current account using a payment card;
- return to the current account using a payment card of money previously written off as payment for goods/services;
- purchase of traveler’s checks, analogues of money (crypto currency, electronic currency, etc.);
- purchase of foreign currency and payment of fees related to purchase of foreign currency;
- payment for bets and wagers, lottery tickets, rights to participate in prize draws or other incentives;
- money transfer;
- payment of debt to second-tier banks of the Republic of Kazakhstan under the relevant agreement;
- if there are restrictions/seizures on the client’s accounts, imposed on the basis of current legislation, including, but not limited to: authorized bodies, second-tier banks, bailiffs;
- payment for business and B2B services;
- replenishment of electronic wallets;
- purchase of telecommunications equipment, including telephone sales;
- payment for advertising services;
- payment in pawn shops;
- payment for bailiffs and/or court services/fees.
- payment for public services.
