* Note: Interest accrued for the actual time of credit use, the commission and the penalty for early full repayment (if any) in the other banks of the second level of the client pays for himself.
**Approved by the Credit Product and Risk Retail Committee (Minutes РККПиР-2020-2-62 dated 25 December 2020)
Requirements for the client
Age - from 21 to 75 years (as of the date of the loan expiry);
Minimal length of the last employment – as of the date of your loan application not less than 3 months;
It is necessary to have no current overdue debt on the refinanced loan, as well as on other liabilities (if any).
Loan repayment
Methods of repayment
Via Smartbank mobile app
Via Bank terminals
Via cash desk at the Bank outlet
Early repayment
Partial and full early repayment
No fines and fees
No limit for repayment amount
Apply for a loan right now
We will select the most beneficial loan terms for you