+7 (776) 217-11-11
Corporate loans
Business Auto Program
Loan purpose
For those companies that need cargo or passenger transport, passenger car or special business equipment
Benefits
Beneficial rate, minimal set of documents and application review within 30 minutes
Loan currency
Tenge
Minimal rate of return
14% (AERR — 15.8%)
Maximal amount
20 mln tenge
Maximal term
60 months
Downpayment
From 20%. With the DAMU fund guarantee, the downpayment amount is from 10%
Collateral
Purchased vehicle
Insurance
Voluntary insurance of a motor vehicle (КАСКО)
Business type
IE or LLP. Working experience:not less than 12 months
Documents
1. Identity card.
2. Constituent documents for legal entities or a registration certificate for individual entrepreneurs.
3. Tax declaration for the last reporting year.
4. A certificate from a car dealer with detailed information about the car purchased (year and country of manufacture, make, etc.).
If required, the Bank requests additional documents.
Phones for consulting
Beeline: +7 (776) 217-11-11
Tele2/Altel: +7 (747) 217-11-11
Kcell/activ: +7 (778) 217-11-11
Eurasian Stable Program
Loan essence:
Issued for business purposes
Loan currency:
Tenge, US Dollar, euro
Maximum loan amount:
Upon decision of the Authorized body of the Bank, but not more than 25% of the Bank equity
% rate:
Established by decision of the Authorized body of the Bank *;
Fixed interest rate in compliance with the fixed interest rate establishment methodology;
Floating interest rate only for legal entities in compliance with the
floating interest rate application methodology.
Loan term:
Up to 3 years, for purchase of fixed assets – up to 7 years
Special terms:
Stable business, active for not less than 6 months
(without interruption) prior to submitting an application. No negative credit history
Money Pledge Program
Loan essence:
Issued for commercial purposes against security/pledge of money on the account (deposit)
Loan currency:
Tenge, US Dollar, euro
Maximum loan amount:
Not more than 99% of the money pledge amount on the 2240 account and 5 mln US Dollars, equivalent in tenge, euro
Not more than 99% of the deposit amount and 5 mln US Dollars, equivalent in tenge, euro
% rate:
Deposit interest rate (money on the account) – 2.5-4% per annum (annual effective rate of return — from 2.9% per annum) ***
Loan term:
Term of placement of money on the account/deposit
Special terms:
Money available on the Bank account/deposit
Preferential terms under Eurasian Stable and Loans Against Money Pledge on the Deposit Programs:
decrease in the interest rate by 0.5-2%%*** per annum;
Overdraft
Do you need to finance your working capital? Or fill in the cash gap?
Overdraft to the rescue!
Benefits
- Loan limits already approved (reflected in Client’s Bank).
- A minimal set of documents.
- Registration within 4 hours.
- Loan issuance within 2 minutes from the moment the application is submitted to Client’s Bank.
Currency
Tenge, US Dollars, euro, rubles.
Overdraft limit
Maximum 6 months.
Overdraft rate
21% (AERR from 28.4%).
Fees
Limit opening fee — 0%, tranche issuance fee — 0.3% of a tranche amount.
Maximal amount
20 million tenge.
Tranche term
30 calendar days.
Required documents
- Agreement on Setting Overdraft Limit.
- A decision of the authorized body of a legal entity to obtain a loan (if the customer is a legal entity).
- Consents to provision of information to the credit bureau and issuance of a credit report.
- Consent to personal data processing.
- Document verifying an identity.
Requirements for the customer
- Availability of the active account with Eurasian Bank.
- Availability of continuous money receipts to the account within 6 months.
- Availability of monthly receipts from at least 3 counterparties.
- Availability of current loans with Eurasian Bank.
- Absence of arrest and the accounts file.
Collateral
No collateral required.
More info
For details, please contact Central Outlets of the Bank in your city or call the Contact Center at:
+7 (776) 217-11-11 – Beeline.
+7 (778) 217-11-11 – Kcell/Activ.
+7 (747) 217-11-11 – Tele2/Altel.
* Rates and Fees of Eurasian Bank
** Depending on the loan term
*** Description of banking products – commercial loan products of Eurasian Bank (for corporate and SME business) approved by the Management Board of Eurasian Bank Minutes No. 23 dated 12 June 2015.
Do you need a consultation?
+7 (747) 217-11-11
+7 (778) 217-11-11