Eurasian Bank Launches DIAMOND Installment Card
On 22 May 2025, the terms and tariffs for the Diamond Installment Card for Private Banking customers come into force in Eurasian Bank.
You can make purchases all over the world without being linked to an partner network with a single tap, or by entering card information (for online purchases). Installment cardholders also have access to cash withdrawals, transfer transactions and payments in Smartbank on credit without a grace period: at 24% per annum on collateral, at 32% per annum without collateral (limit: 500, 000 tenge per month). The installment period – six months.
The DIAMOND Installment Card fees are in the tables below:
| Tariff | Fee charged | ||
| 18. | Diamond | ||
| Type of payment card | Mastercard World Elite | ||
| 18.1. | Servicing | ||
| 18.1.1. | Card issuance, account maintenance | ||
| 18.1.2. | Monthly payment | 0 tenge | |
| 18.1.3. | Fee for maintaining an account on which there have been no debit transactions for more than one year1 | 1, 000 tenge2 | |
| 18.1.4. | Card replacement: | ||
| – at the initiative of the cardholder | 2, 000 tenge | ||
| – at the initiative of the Bank (including upon expiration of the card) | 0 tenge | ||
| 18.2. | Crediting and transferring money | Own funds | Credit limit (not more than 500, 000 tenge per month) |
| 18.2.1. | Crediting money to an account: | ||
| – in cash | 0% of an amount | ||
| – by transfer from other banks | 0% of an amount | ||
| 18.2.2. | Card-to-card money transfer | ||
| through the Bank remote channels: | |||
| – to the Bank customer card | 0% of an amount | 4% of an amount | |
| – to a customer card via IPS 2.0. | 5 tenge a transfer | not provided | |
| – to a customer card from another bank (including by phone number) | up to 75, 000 tenge inclusive during a calendar month – 0 tenge; over 75, 000 tenge during a calendar month – 0.9% of an amount, min. 200 tenge | 4% of an amount | |
| through another bank remote channel: | |||
| – to/from the Bank card | 0.9% of an amount (min. 200 tenge) | 4% of an amount | |
| 18.2.3. | Transfer money from an account: | ||
| – through Bank Outlets/Branches | 1.5% of an amount + 500 tenge | 4% of an amount + 500 tenge | |
| – by long-standing orders | not provided | ||
| 18.2.4. | Fee for the execution (full/partial) of a payment demand, collection order, etc. | 0.35% of an amount (min. 700 tenge, max. 7, 500 tenge) | not provided |
| 18.3. | Transaction fees | Own funds | Credit limit (not more than 500, 000 tenge per month) |
| 18.3.1. | Cash withdrawal at ATM: | ||
| – in the Bank network | up to 2 million tenge inclusive during a calendar month – 0 tenge; over 2 million tenge during a calendar month – 0.95% of an amount | 4% of an amount | |
| – in the network of other second-tier banks of the Republic of Kazakhstan 3 | up to 300, 000 tenge inclusive during a calendar month – 0% of an amount; over 300, 000 tenge during a calendar month – 1% of an amount (min. 200 tenge) | 4% of an amount | |
| – in the network of other banks outside the Republic of Kazakhstan 3 | up to 300, 000 tenge inclusive during a calendar month – 0% of an amount; over 300, 000 tenge during a calendar month – 1.5% of an amount (min. 200 tenge) | 4% of an amount | |
| 18.3.2. | Cash withdrawal at the cash desk using a POS terminal: | ||
| – in the Bank network | up to 10 million tenge or currency equivalent inclusive during a calendar month – 0% of an amount; over 10 million tenge or currency equivalent during a calendar month – 0.9% of an amount (min. 200 tenge) | 4% of an amount | |
| – in the network of other banks | 1.5% of an amount (min. 350 tenge) | 4% of an amount + 500 tenge | |
| 18.4. | Payment for goods and services at TSE: | ||
| – in the network of the Bank and other banks | 0% of an amount | ||
| – casinos/lotteries/electronic money purchase/electronic wallet top up | not provided | ||
| 18.5. | Blocking a lost/stolen card, resetting the PIN counter, changing the PIN code | ||
| – blocking a lost/stolen card | 0 tenge | ||
| – resetting the PIN code counter | 0 tenge | ||
| – PIN code change4 | 0 tenge | ||
| 18.6. | Statements and other fees for services | Own funds | Credit limit |
| 18.6.1. | Requesting a balance using an ATM or POS terminal | 0 tenge (in the Bank network); 100 tenge (in the network of other banks) | |
| 18.6.2. | Account statement5: | ||
| – monthly | 200 tenge | ||
| – additional information | 500 tenge | ||
| – additional, for each month preceding the last 2 calendar months | 2, 000 tenge | ||
| 18.6.3. | Providing information about account movement5: | ||
| – about the last 10 operations | 0 tenge | ||
| – via SMS messages and PUSH notifications in the Smartbank RBS | 0 tenge | ||
| – and other written account information at the client’s request | 500 tenge | ||
| 18.6.4. | Reimbursement of expenses for providing information about transactions conducted through ATM, including video recordings5 | 5, 000 tenge | |
| 18.7. | Bank interest rates on loans issued | ||
| 18.7.1. | Penalty in case of an unauthorized overdraft amount | 0.5% of an overdue payment amount daily for 90 days overdue; 0.03% of an overdue payment amount daily after 90 days overdue, not more than 10% of the overdraft amount, for each year of the Agreement | |
| 18.7.2. | Fee for changing the terms at the borrower’s initiative | ||
| Installments after purchase: | |||
| – fee for using the installment option (6 months) | 0 tenge | ||
| – fee for enabling the installment option (12 months) is charged monthly for each month of the selected installment period | 2% of a transaction amount6 | ||
| – fee for using the option of transferring an amount of the used credit limit from the installment plan to a revolving loan (once during one calendar year for each purchase) | 0 tenge | ||
Notes: 1charged once a year 2charged only at own expense 3in some cases, the bank servicing the ATM may charge an additional cash withdrawal fee 4in case of successful execution of this operation, the number of incorrect PIN code dialing attempts is automatically reset in the Smartbank RBS, provided that they accumulate, and no fee is charged for resetting the PIN code counter. 5including VAT 6.if the installment option is enabled after the purchase, the fee is calculated monthly from the initial purchase amount, for which the installment period is extended after the purchase and is charged monthly for each month of the selected installment period | |||