DIAMOND CREDIT CARD Premium Credit Card Fees Come into Effect
Dear Customers!
Starting from 25 March 2024, the DIAMOND CREDIT CARD premium credit card fees come into force at Eurasian Bank:
| s/i | Fee | Standard fee | |
| 18. | Diamond credit card | ||
| Type of payment card | Mastercard World Elite | ||
| 18.1. | Issue and account maintenance | ||
| 18.1.1. | Card issue fee | ||
| 18.1.1.1. | Card issue | 0 tenge | |
| 18.1.1.2. | Urgent card issue: | ||
| – for outlets (up to 3 business days) | 5, 500 tenge | ||
| – for outlets (up to 6 business days) | 5, 500 tenge | ||
| 18.1.2. | Servicing an account using a card | 0 tenge | |
| 18.1.3. | Card replacement at the initiative of the cardholder/Bank | ||
| 18.1.3.1. | Replacement of the card at the initiative of the cardholder or issue of a new card to replace a lost/stolen one | 2, 000 tenge | |
| 18.1.3.2. | Replacement of the card at the initiative of the Bank, upon expiration of the validity period | 0 tenge | |
| 18.2. | Crediting and transferring money | ||
| 18.2.1. | Crediting money to a current account using a card (cash/non-cash method) | 0 tenge | |
| 18.2.2. | Card-to-card money transfer via remote channels | Own funds | Credit limit (not more than 100, 000 tenge) |
| 18.2.2.1. | Card-to-card money transfer via remote channels of the Bank: | ||
| – to a Eurasian Bank card | 0 tenge | 4% of an amount | |
| – to a card of another STB (including by phone number) | up to 75, 000 tenge inclusive during a calendar month – 0 tenge; over 75, 000 tenge during a calendar month – 0.9% of an amount, min. 200 tenge | 4% of an amount | |
| – IPS 2.0 transfers by phone number (Halyk Bank, Jusan Bank, Kazpost, Bereke Bank, ForteBank, Bank CenterCredit, Bank Freedom Finance Kazakhstan and Kassa24) | 5 tenge for each transfer | not provided | |
| 18.2.2.2. | Card-to-card money transfer via remote channels of other STB: | ||
| – to a Eurasian Bank customer’s card and/or to a Eurasian Bank customer’s card | 0.9% of an amount, min. 200 tenge | 4% of an amount | |
| 18.2.3. | Transfer money from an account through Bank outlets | 1.5% of an amount + 500 tenge | 4% of an amount + 500 tenge |
| 18.3. | Transaction fees | Own funds | Credit limit (not more than 100, 000 tenge, not including a fee) |
| 18.3.1. | Cash withdrawal at an ATM | ||
| -in the ATM network of Eurasian Bank JSC | up to 2 million tenge inclusive during a calendar month – 0 tenge; over 2 million tenge during a calendar month – 0.95% of an amount | 4% of an amount | |
| – in the ATM network of other STB in the territory of the Republic of Kazakhstan | up to 300, 000 tenge inclusive during a calendar month – 0 tenge; over 300, 000 tenge during a calendar month – 1% of an amount | 4% of an amount | |
| – in the ATM network of other STB outside the Republic of Kazakhstan | up to 300, 000 tenge inclusive during a calendar month – 0 tenge; over 300, 000 tenge during a calendar month – 1.5% of an amount* | 4% of an amount | |
| 18.3.2. | Cash withdrawal at the cash desk via a POS terminal: | ||
| – at the cash desks of Eurasian Bank JSC using a POS terminal | up to 10 million tenge inclusive during a calendar month – 0 tenge; over 10 million tenge during a calendar month – 0.95% of an amount | 4% of an amount | |
| – at the cashiers of other STB | 1.5% of an amount, min 350 tenge | 4% of an amount | |
| 18.4. | Payment for goods and services at trade and service enterprises | ||
| Non-cash payment for goods and services (including in Smartbank) | 0 tenge | ||
| 18.5. | Blocking a lost/stolen card, resetting the PIN code counter, changing the PIN code | ||
| 18.5.1. | Blocking the card | ||
| – without being included in the international stop list | 250 tenge | ||
| – with entry into the international stop list | 18, 000 tenge | ||
| 18.5.2. | Changing the PIN code | ||
| – PIN code change in the Smartbank RBS** | 0 tenge | ||
| – PIN code change via other channels | 250 tenge | ||
| 18.5.3. | Resetting the PIN code counter | 200 tenge | |
| 18.6. | Statements and other services fees | ||
| 18.6.1. | Requesting a balance using an ATM or POS terminal | ||
| – network of Eurasian Bank JSC | 0 tenge | ||
| – a network of other banks | 100 tenge | ||
| 18.6.2. | Account statement (through Bank outlets, through RBS, mobile application) | ||
| 18.6.2.1. | Statement of the account using the card: | ||
| – monthly | 200 tenge | ||
| – additional information | 500 tenge | ||
| – additional, for each month preceding the last two calendar months |
2, 000 tenge | ||
| 18.6.3. | Providing information about the movement of the card account/account | ||
| 18.6.3.1. | Provision of written information on the account, at the request of the client through the Bank outlets | 500 tenge | |
| 18.6.3.2. | Providing information about the movement of the card/account via SMS messages and PUSH notifications in the Smartbank mobile application (per month) | 0 tenge | |
| 18.6.3.3. | Request information about the last 10 transactions | 100 tenge | |
| 18.6.4. | – Reimbursement of expenses related to the provision of video recordings on payment cards of Eurasian Bank JSC | 5, 000 tenge | |
| 18.7. | Fee for changing conditions on the initiative of the borrower | ||
| 18.7.1. | Installments before purchase (the option is valid for 30 calendar days from the date of installation of the option) | ||
| 18.7.1.1. | Fee for using the installment option in the Partner network (3 and 6 months) | free | |
| 18.7.1.2. | Fee for using the installment option in the Partner network (9 and 12 months), for each month of the selected installment period | 50, 000 tenge | |
| 18.7.1.3. | Fee for using the installment option outside the Partner network (3, 6, 9 and 12 months), for each month of the selected installment period | 50, 000 tenge | |
| 18.7.2. | Revolving loan after purchase | ||
| 18.7.2.1. | Fee for using the option to transfer the amount of the used credit limit from installments to revolving loan (once during one (1) calendar year for each purchase) | 0 tenge | |
| 18.7.2.2. | – grace period (shall not apply to cash withdrawal operations, transfers and purchases transferred to revolving loan after purchase in installments) | up to 50 calendar days (until the 20th of the month following the current one) | |
| 18.8. | In case of late repayment of an amount owed, the penalty (fine, penalty fee) is: | ||
| 18.8.1. | – within ninety (90) days of delay | 0.5% of an overdue payment amount, for each day of delay | |
| 18.8.2. | – after ninety (90) days of delay | 0.03% of an overdue payment amount for each day of delay, but not more than 10% of an amount of the loan issued, for each year of the Agreement |
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| 18.8.3. | – penalty in case of an unauthorized overdraft amount | 0.5% of an overdue payment amount daily for 90 days of delay 0.03% of an overdue payment amount daily after 90 days of delay, not more than 10% of an overdraft amount, for each year of the Agreement |
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Notes:
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| * In some cases, the bank servicing the ATM may charge an additional fee for cash withdrawal | |||
| ** In case of successful execution of this operation, the number of incorrect attempts to dial the PIN code is automatically reset, provided they accumulate. At the same time, there is no fee for resetting the PIN code counter | |||