29 August 2025 — Eurasian Bank announces that Moody’s Ratings confirmed the long-term ratings of Eurasian Bank’s deposits in national and foreign currencies at Ba2, as well as the baseline credit rating (BCA) and adjusted BCA at ba3. Long-term counterparty risk ratings and counterparty risk assessment are maintained at the Ba1 level, short-term deposit ratings and risk assessment are at the NP level. Outlook on long-term deposit ratings has been changed from “stable” to “negative”.

Moody’s noted that the ratings confirmation is based on the Bank’s high capital and liquidity reserves, stable profitability, and low dependence on market funding.

The Bank continues to strengthen reserves and adjust its lending strategy, maintaining stable profitability and reliability for customers. Moody’s also stressed that a high level of capital adequacy provides a sufficient margin of safety to cover possible loan costs.

According to the results of the first half of 2025, Eurasian Bank demonstrated a capital adequacy ratio of the first level — 20.2%, which is significantly higher than the regulatory value, return on assets (ROA) — 2.0%, the level of liquid assets — 46% of tangible assets.

The credit agency notes that Eurasian Bank remains one of Kazakhstan’s systemically important financial institutions, accounting for 4.5% of banking sector assets and 4.6% of retail deposits. The confirmation of Moody’s ratings reflects the Bank’s solid fundamentals and strong market position.

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