TURBO Deposit Term

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Вопросы и ответы

You are in: Almaty

Қз Ру

Benefits

Open a deposit in Smartbank

Terms of deposit

Currency

tenge, US dollars, euro, ruble

Minimum amount

1 000 tenge, 10 USD, 10 euro, 1 500 RUR

Remuneration rates

– In KZT from 7,5% to 13,54% (AEIR from 7,8% to 14,5%)

– In RUR 1,0% (AEIR 1,0%)

– In USD from 0,1% to 1,0% (AEIR from 0,1% to 1,0%)

– In EUR 0,01% (AEIR 0,0%)

Maximum amount

unlimited

Interest payment

daily

Automatical extension

Your Turbo Deposit account will be extended automatically when the term expires. The extension interest rate will be the one in effect when the expiration occurs. Ifthistypeofdepositaccount no longerexists on the expiration date, the amount will be credited to a current or card account.

Cash withdrawal

full or partial

Early termination

the remuneration on the deposit shall be paid without recalculation of interest and penalties, for the actual time of placement of the deposit amount at the rate effective as of the date of the deposit withdrawal.

Assign

A Turbo Deposit account holder can assign the account to another person without loss of accrued interest.

Documents

the document verifying the identity

Standard Agreement Terms

“The Standard Terms of provision of banking and other services of Eurasian Bank JSC”

Replenishment of deposit

Interest rates

At opening a deposit in Bank Outlet, web-based or mobile Smartbank, as well as at extension of current deposits

Nominal rates, %

Term

KZT

USD

EUR

RUB

13,36%

–

0,01%

–

0,01%

1,0%

13,36%

1,0%

–

7,5%

0,1%

0,01%

1,0%

7,5%

0,1%

0,01%

1,0%

Maximum annual effective rates of return*

Term**

KZT

USD

EUR

RUB

14,3%

–

0,0%

–

0,0%

1,0%

14,3%

1,0%

–

7,8%

0,1%

0,0%

1,0%

7,8%

0,1%

0,0%

1,0%

For payroll customers*** regardless of the amount of the deposit (opened in the Bank outlets/branches)

Currency, KZT

Term, months**

Nominal, % per annum

AERR, %

13,54%

14,5%

*** A payroll customer is a customer who receives payroll to a current account using a debit payment card of the Bank.

* The annual effective rate of return is calculated in accordance with the Resolution of the Management Board of the National Bank of the Republic of Kazakhstan dated 26 March 2012 No. 137 On approving the Rules for calculating rates of return in a reliable, annual, effective, comparable calculation (real value) for loans and deposits.

The interest rates are approved by the decision of the Market Risk and Liquidity Management Committee No. КУРРиЛ-2018-1-370 dated 23.05.2018 (effective from 08.06.2018).

The interest rates are approved by the decision of the Market Risk and Liquidity Management Committee No. КУРРиЛ-2019-2-201 dated 24.07.2019 (effective from 20.08.2019).

The interest rates are approved by the decision of the Market Risk and Liquidity Management Committee No. КУРРиЛ-2017-1-804 dated 14.11.2017 (effective from 01.12.2017).

The interest rates are approved by the decision of the Market Risk and Liquidity Management Committee No. КУРРиЛ-2020-2-238 dated 22.07.2020 (effective from 30.07.2020).

Approved by the decision of the Product Committee of the Digital Bank of Eurasian Bank JSC No. ПКЦБ-2022-2-51 dated 26.04.2022 (effective from 27.05.2022).

Approved by the decision of the Product Committee of the Digital Bank of Eurasian Bank JSC No. ПКЦБ-2024-2-59 dated 14.06.2024 (effective from 17.06.2024).

Approved by the decision of the Product Committee of the Digital Bank of Eurasian Bank JSC No. ПКЦБ-2024-2-87 dated 19.09.2024 (effective from 30.10.2024).

**A deviation of +/- 0.1% per annum is allowed on effective rates of return.