+7 (771) 000 7722
Refinancing of housing mortgage loans/mortgage loans
The purpose of the program
Terms
Repayment
All loans
The purpose of the Program
Mitigation of the terms of repayment of mortgage loans for the maximum possible number of borrowers that meet the conditions of the Program
Reduction of non-performing loans
Reduction of dollarization of the economy
The NB RK Program
Terms of refinancing of housing mortgage loans (mortgage loans) issued in Eurasian Bank JSC in the period from 1 January 2004 to 31 December 2009:
Loan currency after refinancing
tenge
Outstanding principal amount
not more than 50, 000, 000 tenge*
Loan receipt period
from 1 January 2004 to 31 December 2009
Loan purpose
house-buying or consumer purposes
Collateral security
according to the requirements of the Program
Additional
Refinancing of loans before expiration of the Loan disbursement term is carried out in the following priority **:
— housing mortgage loans (mortgage loans) of borrowers from a socially vulnerable group;
— housing mortgage loans;
— mortgage loans
*As of 1 January 2015
** Priority is determined by date and time of receipt of applications from borrowers.
Terms of refinancing of housing mortgage loans (mortgage loans) issued in Eurasian Bank JSC in foreign currency before 1 January 2016:
Loan currency after refinancing
tenge
Outstanding principal amount
in foreign currency — equivalent in tenge
not more than 166, 165, 000 tenge *;
in tenge — not more than 166, 165, 000 tenge
Refinancing applies to
1) a housing mortgage loan (mortgage loan) issued in Eurasian Bank JSC before 1 January 2016, which is serviced in foreign currency at the time of application for loan refinancing;
2) a housing mortgage loan (mortgage loan), issued in foreign currency before 1 January 2016, which was refinanced to tenge under Chapter 4 Section 1 of the Program at the official exchange rate of the National Bank as of the refinancing date after 18 August 2015;
3) a housing mortgage loan (mortgage loan), issued in foreign currency before 1 January 2016, which was refinanced to tenge under internal programs in Eurasian Bank JSC after 18 August 2015;
4) a housing mortgage loan (mortgage loan), issued in foreign currency before 1 January 2016, on which a judicial act was issued
Interest rate
Interest rate on the refinanced loan is **:
— 12% per annum;
— for a borrower from a socially vulnerable group — 3% per annum;
— if the interest rate on the current bank loan agreement is less than 12% per annum, the interest rate is not subject to increase at loan refinancing
Additional
The loan is refinanced if the borrower / co-borrower submits an application for loan refinancing by 15 December 2020 including
* at the official exchange rate of the National Bank as of 1 January 2018
** AERR – from 3.1% per annum
Loan repayment
- Via cash desk at the Bank outlet
Do you need a consultation?
+7 (700) 000 7722
+7 (702) 000 7722
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Do you need a consultation?
+7 (771) 000 7722
+7 (700) 000 7722
+7 (702) 000 7722
Smartbank для
Android
Скачать Smartbank в PlayMarket
Smartbank для
iOS
Скачать Smartbank в App Store